The lenders view Medical Professionals as low risk clients due to the nature of their higher incomes and long term employment stability. 

Borrowing capacity: 

  •  100% loan funded purchases with no lenders Mortgage Insurance (LMI) required for  specific Medical practitioners   
  •  90% of loan funded purchases with no Lenders Mortgage Insurance (LMI) required for a larger number of medical practitioner roles.
  •  Borrow $4.5 million for home or investment purchases with further funding accessible.
  •  Your specific medical profession must be accepted by the lender, keeping in mind each lender specialises in different professions. 
  •  You must hold a current membership to your specific association.

Current eligible professions : 

You must be working in one of the below professions to be eligible for medical practitioner benefits.

  •  Anaesthetist
  •  Cardio Thoracic Surgeon
  •  Cardiologist
  •  Chiropractors
  •  Clinical Pharmacologist
  •  Cosmetic Surgeon
  •  Dentist
  •  Dental Specialist
  •  Dermatologist
  •  Ear and Throat Surgeon
  •  Emergency Medicine Specialist
  •  Emergency Surgeon
  •  Endocrinologist
  •  Gastro Intestinal Surgeon (Upper/Lower)
  •  Gastroenterologist
  •  General Practitioner
  •  General Surgeon
  •  Gynaecologist
  •  Haematologist
  •  Hepatologist
  •  Herpetologist
  •  Immunologist
  •  Intern (Hospital Employed)
  •  Nephrologist
  •  Neurosurgeon
  •  Neurologist
  •  Obstetrician
  •  Oncologist
  •  Opthalmologist
  •  Optometrist
  •  Oral and Maxillofacial Surgeon
  •  Orthopaedic Registrar
  •  Orthopaedic Surgeon
  •  Otolaryngologist
  •  Paediatric Surgeon (Neonatal/Perinatal)
  •  Pathologist
  •  Pharmacist
  •  Physiotherapist
  •  Plastic Surgeon
  •  Psychiatrist
  •  Radiologist
  •  Reconstructive Surgeon
  •  Registrar
  •  Resident Medical Officer
  •  Residents (Hospital Employed)
  •  Respiratory/Thoracic Surgeon
  •  Rheumatologist
  •  Specialist Physician
  •  Staff Specialists (Hospital Employed)
  •  Surgeon
  •  Urologist
  •  Vascular Surgeon
  •  Veterinarian